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About Us

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As QNB Sağlık Hayat Sigorta ve Emeklilik A.Ş., We serve our customers with an insurance approach that ensures protection and peace of mind across life, health, personal accident, and pension insurance lines.

As a wholly owned subsidiary of QNB, one of Türkiye’s largest private banks, we operate with the strength of our long-standing experience and an extensive service network across the country.

We aim to be by our customers’ side not only during challenging moments but throughout their entire lives. With this vision, we continuously enhance our products with value-added services focused on health and well-being, continuing to be a trusted partner on their life journey.

Vizyon Misyon
Our Vision

We ensure that everyone whose life we touch feels safe, protected and supported in their health journey.

Vizyon Misyon
Our Mission

We provide simple, clear, and accessible solutions for every stage of life.

Our Values As 

QNB Sigorta, we consider our values  not only as guiding principles, but also as the compass that shapes how we work, make decisions, and fulfill our purpose of touching lives. In every relationship we build with our customers, business partners, and colleagues, we act in alignment with these values — embracing them not only in what we do today, but also as we shape the future.

Valuing People

We believe in the value of those who create value today.

  • We respect the emotions and ideas of our employees, customers, and business partners, and see diversity as a source of richness and strength.
  • We believe diverse perspectives drive our growth.
  • We touch not only work, but alsohearts.
  • We foster a fair, respectful, and inclusive work environment and support development in every dimension.
  • We prioritize appreciation, active listening, and growing together.

Valuing Purpose

We follow the path of those who create value today.

  • We believe in the harmony between our corporate strategies and individual goals, moving toward our shared vision together.
  • As we work toward our purpose, we embrace agility, flexibility, and efficiency — and draw motivation from progress at every step.
  • We quickly adapt to changing conditions and constantly pursue the best for our employees, customers, and business partners.

Valuing Trust

We honor and protect the trust of those who create value today.

  • We build relationships grounded on transparency, mutual respect, and integrity.
  • We ensure our words and actions are always aligned.
  • We protect privacy and confidentiality, and never compromise on ethics or principles.
  • We own our mistakes and embrace feedback to continuously learn and improve.

Valuing Innovation

We focus on the creativity of those who create value today.

  • We stay curious, explore new possibilities, and embrace change.
  • We create space for innovation, knowing it fuels continuous growth and development.
  • We don’t focus on a single perspective, we consider every angle. .
  • We think big, ask “Why not?”, and take bold steps to design the right products and services for our customers.

Valuing Collaboration

We believe that those who create value today succeed by working together.

  • We believe in the power of achieving success collectively.
  • We share both successes and mistakes with a shared sense of responsibility.
  • We value strong partnerships and trust that sustains them.
  • We rely on eachother to deliver on our commitments.
  • We never hesitate to ask for help and we offer support just as readily.

Valuing the Future

We think about the tomorrows of those who create value today.

  • We genuinely believe in better future for all.
  • We take responsibility today to help build a better tomorrow.
  • Sustainability, social impact, and environmental responsibility are among our core priorities.
  • We strive to create a positive impact, both within our organization and across society.

Who We Are

Our History
1
July 4, 2007

QNB Sağlık Hayat Sigorta ve Emeklilik A.Ş. was established under the name Finans Emeklilik ve Hayat A.Ş. as a subsidiary of QNB Bank A.Ş.

2
November 9, 2012

The company’s shareholding structure was updated to 49% QNB Bank A.Ş. and 51% Cigna Nederland Gamma B.V., and its trade name was updated to Cigna Finans Emeklilik ve Hayat A.Ş.

3
October 15, 2020

Following an Extraordinary General Assembly Meeting, the company resolved to continue its operations under the name Cigna Sağlık Hayat ve Emeklilik A.Ş. operating under the Cigna brand.

4
December 21, 2022

A share purchase agreement was executed, under which QNB Bank A.Ş. acquired the 51% stake held by Cigna Nederland Gamma B.V.

5
May 30, 2023

At an Extraordinary General Assembly Meeting, the company’s trade name was officially changed to QNB Sağlık Hayat Sigorta ve Emeklilik A.Ş.

Today, as a wholly owned subsidiary of QNB, one of Türkiye’s largest private banks, QNB Sigorta continues to serve its customers under the motto “By Your Side for Life.”

Capital Structure

QNB Sağlık Hayat Sigorta ve Emeklilik A.Ş. was established on July 4, 2007, as a 99.99% subsidiary of QNB Bank A.Ş.

On November 9, 2012, 22,950,000 of the company’s 45,000,000 registered shares, corresponding to TL 22,950,000 of its paid-in capital of TL 45,000,000, were transferred to Cigna Nederland Gamma B.V..
Following this transaction, the ownership structure became 49% QNB Bank A.Ş. and 51% Cigna Nederland Gamma B.V.

After the share transfer agreement signed on December 21, 2022, QNB Bank A.Ş. acquired the remaining 51% stake from Cigna Nederland Gamma B.V., becoming the sole shareholder of all 45,000,000 shares.

The company now operates as a wholly owned subsidiary of QNB Bank A.Ş.

QNB Sağlık Hayat Sigorta ve Emeklilik A.Ş. is registered with the Istanbul Trade Registry Office under registration number 631745-0.

Partner's NameShare GroupNumber of SharesShare AmountPartnership Share
QNB Bank
A.Ş.
A22.949.99922.949.999,000050,9999978%
A111,00000,0000022%
B22.049.99822.049.998,999948,9999978%
B111,00000,0000022%
Total 45.000.00045.000.000,0000100%

Board of Directors

Mehmet Ömer Arif Aras
Mehmet Ömer Arif ARAS
Yönetim Kurulu Başkanı
Temel Güzeloğlu
Temel Güzeloğlu
Yönetim Kurulu Başkan Yardımcısı
Adnan Menderes Yayla
Adnan Menderes Yayla
Yönetim Kurulu Üyesi
Sercan Kısas
Sercan Kısas
Yönetim Kurulu Üyesi
Enis Kurtoğlu
Enis Kurtoğlu
Yönetim Kurulu Üyesi
Mehmet Kürşad Demirkol
Mehmet Kürşad Demirkol
Yönetim Kurulu Üyesi
Teoman Kerman
Ali Teoman Kerman
Yönetim Kurulu Üyesi
Emine Pınar Kuriş
Emine Pınar Kuriş
Yönetim Kurulu Üyesi / Genel Müdür

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